Do you have a dental insurance plan? Does it reset at the end of the calendar year (as opposed to the end of the fiscal year)? Then consider this timely advice:
Unused dental benefits
→ DON’T ←
roll over!
If you don’t use this year’s dental benefits before next year arrives, then they are – poof – gone. Instead of paying for any dental care you might need, that money will stay with the insurance company – even though you deserve it far more!
Retaining your dental plan’s annual benefit maximum isn’t your only reward for scheduling checkups, cleanings, and other dental treatments before January 1st. Dental insurance deductibles also reset at the end of each year. If you’ve already paid your plan’s entire deductible to your dentist this year, then waiting until next year means you’ll have to start paying it again.
Scheduling dental care before the new year can save you even more money. Inflation and rising operating costs compel many dentists to raise their fees annually, beginning on New Year’s Day. If yours is one of them, then you may discover you have a higher copay next year.
Insurance Covers Your Most Important Dental Care
The majority of dental plans cover the costs of preventative care, which includes cleanings, X-rays and exams. You need it! People who visit the dentist often and regularly have reduced risk of tooth decay. They have a lower risk of gum disease, too. And because every checkup includes an oral cancer screening exam, preventative care can quite literally save your life.
Many dental plans also provide coverage for restorative services. These include fillings, which prevent cavities from decaying until they destroy entire teeth; root canals, which save teeth by removing their infected tissue; and crowns, which protect teeth from further damage while improving their appearance.
Your dental plan may also cover surgical extractions, dentures, implants, veneers, and even braces or other orthodontic treatments. These aren’t inexpensive procedures, which is why it’s so crucial to leverage every dollar of coverage your plan can provide.
Squeeze Every Last Dollar Out of Your Dental Plan
That’s your money in your dental plan. Sure, it’s only available for dental care, but you know what? Dental care is incredibly important! Not just for cosmetic reasons, but for health ones as well. Solid evidence suggests that regular dental cleanings can even prevent a heart attack.
You owe it to yourself to receive all the dental care your coverage entitles you to. And if you live in the greater Logan, UT area, then you should receive it at All About Teeth. Contact our dental clinic today for a routine cleaning and exam, or to discuss any dental concern that might require treatment this year.
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